Konikowski Insurance is committed to protecting your privacy as a visitor to our website.

We are the owner of the information, which is collected on our website and will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any “personally identifiable” information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Statements to this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 973-779-6927 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or garantee any information provided by those sites.

Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this website. When you apply for an insurance at Konikowski Insurance, we will ask you to provide certain information. This information will be provided to the insurance company when you apply for insurance policy. We will maintain a record of your information at Konikowski Insurance. Each employee has been instructed concerning the privacy of each customer’s information.

When you send us e-mail from this website, you provide us with certain “personally identifiable” information including your e-mail address.

Cookies

A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this website. We may utilize a short-lived form of cookie when you visit this site. At Konikowski Insurance a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our website for more than 20 minutes. Should a previous visitor to our website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third Party Links
This website may contain links to third party websites that are not controlled by Konikowski Insurance. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Konikowski Insurance is neither responsible for the content of third party websites linked to our website nor are we responsible for the privacy policy or practices of third party websites linked to us. Our Privacy Policy only applies to information we collect from you while you are in a session with Konikowski Insurance. If you should link to a third party website from Konikowski Insurance, we strongly encourage you to review and become familiar with that website's privacy policy.

Changes in Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy feel free to contact us.